Three pillars. One accountable technology group.
Universal Business Solutions organizes its work into three connected business lines: software solutions, mobility brands and strategic partnerships, each serving a distinct part of Sri Lanka's technology ecosystem.
Software Solutions

CoolPay
Our own device financing platform, issuing installment loans directly to customers and protecting against non-payment from day one.
View CoolPay →Loan Management System
Our internal lending infrastructure, handling origination, digital KYC and repayment tracking for every loan we issue directly through CoolPay.
Mobility Brands
Universal Business Solutions operates national distribution mandates for mobility hardware brands, supplying dealer networks across Sri Lanka.

Lava
Universal Business Solutions is the National Distributor for Lava Mobile in Sri Lanka, supporting a nationwide dealer network with stock, warranty and brand support.
View Lava →
G-tab
Universal Business Solutions is the National Distributor for G-tab in Sri Lanka, distributing tablets and connected devices through an authorized dealer network.
View G-tab →Strategic Partnerships
Universal Business Solutions represents global technology platforms locally, combining international standards with on-the-ground execution.
Device Financing and Risk Management Software
Universal Business Solutions is the authorized reseller for NuovoPay in Sri Lanka, the device risk management technology that powers CoolPay.
Learn about CoolPay →
Playo
Universal Business Solutions is the Official Playo Partner for Sri Lanka, bringing venue booking and sports-technology infrastructure to local venue owners and players.
View Playo → Visit playo.lk ↗Not sure which solution fits your business?
Our team can walk you through the right pillar for your industry and scale.
Universal Business Solutions