Our Business

Three pillars. One accountable technology group.

Universal Business Solutions organizes its work into three connected business lines: software solutions, mobility brands and strategic partnerships, each serving a distinct part of Sri Lanka's technology ecosystem.

Pillar 01

Software Solutions

CoolPay

Our own device financing platform, issuing installment loans directly to customers and protecting against non-payment from day one.

View CoolPay →
LMS

Loan Management System

Our internal lending infrastructure, handling origination, digital KYC and repayment tracking for every loan we issue directly through CoolPay.

Pillar 02

Mobility Brands

Universal Business Solutions operates national distribution mandates for mobility hardware brands, supplying dealer networks across Sri Lanka.

Lava

Universal Business Solutions is the National Distributor for Lava Mobile in Sri Lanka, supporting a nationwide dealer network with stock, warranty and brand support.

View Lava →

G-tab

Universal Business Solutions is the National Distributor for G-tab in Sri Lanka, distributing tablets and connected devices through an authorized dealer network.

View G-tab →
Pillar 03

Strategic Partnerships

Universal Business Solutions represents global technology platforms locally, combining international standards with on-the-ground execution.

DR

Device Financing and Risk Management Software

Universal Business Solutions is the authorized reseller for NuovoPay in Sri Lanka, the device risk management technology that powers CoolPay.

Learn about CoolPay →
Playo

Playo

Universal Business Solutions is the Official Playo Partner for Sri Lanka, bringing venue booking and sports-technology infrastructure to local venue owners and players.

View Playo → Visit playo.lk ↗

Not sure which solution fits your business?

Our team can walk you through the right pillar for your industry and scale.

Contact our team